Five questions · ninety seconds · educational only

The path to financial clarity

Learn money in thirty seconds a day

Most people get two of the five right — not because they are bad with money, but because nobody ever told them. Start with the first one.

€2,653

€1,000 at 5%, 20 years

−1% a year 2% interest under 3% inflation

Question 1 of 5

Free

Get the ones you missed, worked out properly.

Plus the budget starter sheet. Opens in Excel, Google Sheets or Numbers.

What is inside

01Monthly money map — fixed, variable and occasional costs separated, because people only ever get the third one wrong.
02Runway calculator — how many months you could cover with no income.
03Fee drag table — with your own numbers.
04Debt order sheet — which balance costs you the most to keep.

€10,000 · left alone 30 years · 6% yearly growth

€57,435

No fee

€57,435

With your fee

Yearly fee

0.00%

Drag it. A fee is charged on your whole balance, every year, whether the market rises or falls.

You will never see a stock, a fund or a coin named here as something to buy. That is not education, and it is regulated for a reason.

Every figure carries the regulator, central bank or statistics office it came from. No source, no publish.

Examples use historical periods. Nobody here will tell you what any market does next.